Direct Lease
The most common leasing structure, enabling businesses to work toward eventual ownership of an asset over the contract term. Payments comprise principal plus interest — the return on investment — and at the end of the contract, the client may purchase the asset for a nominal value. Leasing finances fixed assets with minimal financial records, removing the risk of fund diversion that can arise when working capital is used to acquire assets that are later resold, and supporting long-term use of the asset.
Sale & Lease Back
A two-party agreement between lessee and lessor. The lessee receives cash from the sale of an asset while retaining full use of it, making periodic payments over the lease term.
Progressive Payments
Designed for suppliers, contractors, and sub-contractors, payment structures are tailored to finance construction in progress. CLC owns the asset under construction — whether purchasing it directly from the supplier on the client's behalf, or buying it back from the client.
Structured Finance
Structured finance and securitization solutions, delivered by CLC's experienced professionals, support and expand complex businesses through new funding instruments built for evolving markets. These solutions reshape the liquidity of financial portfolios by transforming cash flows. Structured finance is rarely offered by traditional lenders. At CLC, we specialize in supporting complex financing needs that fall outside the scope of conventional financing.
Contract Financing
A three-party agreement between CLC, the client, and the assignor. Under an existing contract with a predetermined fee, the client assigns contract proceeds to CLC, and the assignor accepts the assignment.
Vendor Finance
Vendors are a vital link in any supply chain, supplying raw materials and services that ultimately shape the end customer's experience. Yet smaller vendors serving larger organizations are often strained for working capital due to standardized payment cycles — left waiting for an invoice's due date rather than being paid promptly for early delivery. Vendor finance resolves this by giving vendors early payment through an alternative financing program, freeing them to expand operations and service multiple orders at once. This is a revolving finance facility, available again after each repayment, secured against the invoices for goods or services sold. Vendors gain the working capital to run critical operations, their commercial partners benefit from a more agile supply chain, and CLC earns interest on the facility.